Stay Insured

Pay your Insurance Premiums on Time!

Late payments can result in loss of coverage!  Be aware of your insurance providers grace periods (if any) for paying late.  

Your insurance will not start until you’ve made your first payment (which much be received by your insurance provider at least one day before coverage is to begin.)

Be proactive in keeping up with payments and changes – this is your responsibility (don’t count on reminders from others)

Reporting Changes

Changes in your income and household should be reported to the Marketplace as soon as possible.  Often changes affect your premium tax credit and you don’t want to have any unpleasant surprises when you file your tax return!  Learn more about this by using the Change Estimator provided by the Taxpayer Advocate Service.  Other changes may qualify you to get insurance or change your current plan outside of the open enrollment period.  To learn more about what types of changes to report, click here.

Special Enrollment Periods

You can purchase affordable care act insurance after December 15th only if you qualify for a special enrollment period.  Examples of life events that would enable you to do so are:  

• certain changes in your income
• changes in your household/family size (such as marriage, divorce, birth or death)
• moving to a new state or location outside of your current insurance coverage area
• losing health insurance that provided minimum essential coverage
• becoming a U.S. citizen, U.S. national, or gaining lawfully present status
• being released from incarceration
• exceptional circumstances (such as survivors of domestic violence or abuse or spousal abandonment)

For more details, click here.

Coverage to Care

Want to learn more about the 8 steps on your Roadmap to health? Click here for an overview or watch the 11 video series below:

• Chapter 1 – “My New Health Plan“
• Chapter 2 – “Understand the Plan“
• Chapter 3 – “Words to Know“
• Chapter 4 – “Where to Go for Care“
• Chapter 5 – “Finding a Provider“
• Chapter 6 – “Making an Appointment“
• Chapter 7 – “Almost Ready“
• Chapter 8 – “My First Visit“
• Chapter 9 – “Like or Dislike“
• Chapter 10 – “The Day After“
• Chapter 11 – “The Final Word“