United Healthcare is one of three providers for healthcare insurance in Western North Carolina.
Their plans usually include broader provider networks, but always check to see if the doctors, specialists or hospitals you want to use are included in network when selecting a plan. You may not be able to switch plans until the next open enrollment period.
Plan Types offered: Health Maintenance Organization (HMO)
Out of Network care offer? No. If you see a doctor or use a medical service that isn’t in their network, you may have to pay the full cost of the services you get.
Primary Care Doctor Required? Yes
Primary Care Doctor Assigned? If you do not choose one
Specialist Visit Requires Referral from Primary Care Doctor? Yes
If you have an appointment with one of our navigators, they will explain what to be aware of in selecting a plan and help you choose the plan that best fits your personal needs.