Blue Cross Blue Shield of North Carolina is one of three providers for healthcare insurance in Western North Carolina.
Their plans usually include broader provider networks, but always check to see if the doctors, specialists or hospitals you want to use are included in network when selecting a plan. You may not be able to switch plans until the next open enrollment period.
Plan Types offered: Preferred Provider Organization (PPO)
Out of Network care offer? Yes. You can seek medical care outside of network without a referral, but will pay more for those services and have an additional out-of-network deductible and higher out-of-pocket costs.
Primary Care Doctor Required? No
Primary Care Doctor Assigned? No
Specialist Visit Requires Referral from Primary Care Doctor? No
If you have an appointment with one of our navigators, they will explain what to be aware of in selecting a plan and help you choose the plan that best fits your personal needs.